Terms of Use

Welcome to our web site. At FINJewelryDesigns.com, we always appreciate your business. If you would like to provide feedback about any FINJewelryDesigns.com web site, or recommend a way we can improve the buying experience, please click here. In addition, we offer the FINJewelryDesigns.com Safe Purchase Guarantee to ensure your comfort when buying on a FINJewelryDesigns.com web site.

FINJewelryDesigns.com, Inc. provides services to you subject to the terms and conditions included in this Terms of Use and other customer service pages which we have prepared to help make your shopping experience with FIN Jewelry Designs as enjoyable and problem-free as possible. Please read them carefully. By visiting or using this web site or any other FIN Jewelry Designs website or service, you acknowledge that you have read and understood, and agree to be bound by, these Terms of Use. You also agree to comply with all applicable laws and regulations, including United States Copyright and Trademark laws. If you do not agree to these terms, please do not use any FIN Jewelry Designs web site.

Privacy Policy

Please review FIN Jewelry Designs’ Privacy Policy, which also applies to your visit to and use of any FIN Jewelry Designs web site.

Ownership and Copyright

This FINJewelryDesigns.com web site is owned and operated by FIN Jewelry Designs Unless otherwise noted, all design and content included on this web site, including text, graphics, logos, icons, images, artwork, audio and video clips and software is the property of FIN Jewelry Designs (or is used under license to FIN Jewelry Designs) and is protected by United States and international copyright laws.

Trademarks

FIN Jewelry Designs, FINJewelryDesigns.com, ONLY LIFE IS MORE BEAUTIFUL and other marks indicated on FIN Jewelry Designs’ web site(s) are trademarks and/or service marks of FIN Jewelry Designs Other graphics, logos, headers, icons, scripts and service names are also trademarks or trade dress of FIN Jewelry Designs. FIN Jewelry Designs’ trademarks, service marks and trade dress may not be used in connection with any product or service that is not FIN Jewelry Designs’, in any manner that is likely to cause confusion of customers or potential customers, or in any manner that harms or discredits FIN Jewelry Designs. All other trademarks related to the products sold on this web site are the sole property of their respective owners.

Nothing on this web site or in these Terms of Use should be construed as any license or right to use any trademarks or service marks displayed on the web site without the express written permission of FIN Jewelry Designs or the trademark or service mark owner. Neither the names “FINJewelryDesigns.com” or “FIN Jewelry Designs” nor FIN Jewelry Designs’ logos may be used for any purpose without FIN Jewelry Designs’ prior written consent. FIN Jewelry Designs’ logos may not be used as a “hot” link to any other web site without FIN Jewelry Designs’ prior written consent.

Use of Web Site

FIN Jewelry Designs’ web site(s) and content are intended solely for personal and non commercial use by visitors and on-line shoppers. Any use of any FIN Jewelry Designs web site or its content other than for personal and non-commercial purposes is prohibited. You agree not to reproduce, publish, transmit, distribute, modify, create derivative works from, or commercially exploit in any way any of the content of any FIN Jewelry Designs web site. However, you may download, electronically copy and print any of the content of a FIN Jewelry Designs web site for your personal, non-commercial use only. This is a revocable license, not a transfer of title, and is subject to the restrictions that you may not (a) modify the content or use it for any commercial purpose, or any public display, performance, sale or rental, (b) decompile, reverse engineer, or disassemble the content, or (c) remove any copyright, trademark registration, or other proprietary notices from the content. You further agree not to access or use any FIN Jewelry Designs web site in any manner that may be harmful to the operation of the web site or its content.

Your Account

If you access or use any FIN Jewelry Designs web site, you are responsible for maintaining the confidentiality of your account and for restricting access to your computer. You agree to be responsible for all activities that occur under your account or password. If you are under 18 years old, you may use FIN Jewelry Designs.com only with the involvement of a parent or guardian. FIN Jewelry Designs reserves the right to refuse service, terminate accounts, remove or edit content or cancel orders in its sole discretion.

Responsibility

The Site may permit the submission, sharing and publishing of the content (names, story and photos) sent by you (“User Submissions”). You understand that whether or not such User Submissions are published, we do not guarantee any confidentiality with respect to any User Submissions. You shall be solely responsible for your User Submissions and the consequences of posting, publishing or uploading them. We have complete discretion whether to publish your User Submissions and we reserve the right in our sole discretion and without further notice to you, to remove and/or delete any and all content posted on the Site (including User Submissions) at any time and for any reason.

Ownership

You represent and warrant that you own or have the necessary rights and permissions to use and authorize FIN Jewelry Designs to use all Intellectual Property Rights (defined below) in and to your User Submissions, and to enable inclusion and use thereof as contemplated by the Site and these Terms. “Intellectual Property Rights” means any and all rights, titles and interests, whether foreign or domestic, in and to any and all copyrights, service marks, trademarks, or similar intellectual property rights, as well as any and all moral rights, rights of privacy, publicity and similar rights of any type under the laws or regulations of any governmental, regulatory, or judicial authority, foreign or domestic. You retain all of your ownership rights in and to your User Submissions.

Comments and Suggestions

We appreciate hearing from our customers and welcome your comments and suggestions regarding FIN Jewelry Designs’ web site(s) and the products offered for sale by FIN Jewelry Designs, provided that such comments and suggestions are not illegal, obscene, threatening, defamatory, invasive of privacy, infringements of intellectual property rights or otherwise objectionable or injurious to third parties and do not contain or consist of viruses, political campaigning, commercial solicitation, chain letters, mass mailings or any form of “spam.” You may not use a false email address, impersonate any person, or otherwise mislead us as to the origin of any comment or suggestion.

If you do submit comments or suggestions, you should be aware that FIN Jewelry Designs’ policies do not permit us to accept or consider creative ideas, suggestions, inventions or materials other than those that we have specifically requested. FIN Jewelry Designs values your feedback on our products and our service but requests that you be specific in your comments and not submit creative ideas, inventions, suggestions or materials. Any feedback, comments or suggestions that you do send to FIN Jewelry Designs will become the property of FIN Jewelry Designs and shall not be subject to any obligation of confidentiality on the part of FIN Jewelry Designs. FIN Jewelry Designs shall not be liable for any use or disclosure of any such feedback, comments or suggestions. FIN Jewelry Designs shall be entitled to unrestricted use of any such feedback, comments or suggestions for any purpose whatsoever, commercial or otherwise, without compensation to you or any other person who submitted the information.

Product Descriptions

FIN Jewelry Designs makes all reasonable efforts to display the products listed for sale on its web site(s) as accurately as possible. However, the colors we use, as well as the display and color capabilities of your computer monitor, will affect the colors that you actually see on your screen. FIN Jewelry Designs cannot guarantee that your monitor’s display of any product color, texture or detail will be accurate. In addition, FIN Jewelry Designs does not warrant that product descriptions or other content are accurate, complete, reliable current or error free. While FIN Jewelry Designs makes every effort to ensure that our products are described and priced accurately, in the event that an item is deemed to be priced incorrectly, FIN Jewelry Designs reserves the right to refuse sale that item. If the pricing error is discovered after payment has been finalized, FIN Jewelry Designs reserves the right to cancel the sale and refund the transaction in full. If a product offered by FIN Jewelry Designs is not as described, your sole remedy is to return it in unused condition.

Other Sites

FIN Jewelry Designs’ web site(s) contain links to web sites that are not maintained by FIN Jewelry Designs. We try to include links to only those web sites that are in good taste and safe for our visitors, but we are not responsible for the content or accuracy of any web sites other than our own and cannot guarantee that such web sites will not change without our knowledge. The inclusion of a link in this web site does not imply FIN Jewelry Designs’ endorsement of the web site. If you decide to use any links to access other web sites, you do so at your own risk.

Two Year Buy Back Policy Termination

On January 5th, 2016, FIN Jewelry Designs discontinued our Two Year Buy back policy on GIA and AGS graded loose diamonds. Customers who made purchases prior to this date will continue to be eligible to receive 70% of the original purchase price of their diamond, assuming it is within their two-year policy window, the diamond is in original undamaged condition, and the return is accompanied by the original laboratory grading report.

Disclaimer of Warranties and Limitation of Liability

THE MATERIALS AND INFORMATION PROVIDED BY FIN Jewelry Designs ON ANY OF ITS WEB SITES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. FIN Jewelry Designs MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF ITS WEB SITE(S) OR THE INFORMATION, CONTENT, MATERIALS OR PRODUCTS INCLUDED ON ITS WEB SITE(S). YOU AGREE THAT YOUR ACESS TO, AND USE OF ALL FIN Jewelry Designs WEB SITES(S) IS AT YOUR OWN RISK.

TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, FIN Jewelry Designs DISLCAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. FIN Jewelry Designs DOES NOT WARRANT THAT ITS WEBSITE(S), ITS SERVERS, OR EMAIL SENT FROM FIN Jewelry Designs ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. FIN Jewelry Designs WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM USE OF THIS SITE, INCLUDING, WITHOUT LIMITATION, INDIRECT, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES.

This disclaimer of liability applies to any damages or injury caused by any failure or performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, act of God, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tortuous behavior, negligence, or under any other cause of action. You also specifically acknowledge that FIN Jewelry Designs is not liable for your defamatory, offensive, infringing or illegal materials or conduct or that of third parties.

The law of certain states may not allow limitations on warranties or damages as described above. If such law applies to you, some or all of the above disclaimers, exclusions or warranties may not apply to you and you nay have additional rights. However, in no event shall FIN Jewelry Designs’ aggregate liability to you for all claims, damages, losses, and causes of action exceed the amount paid to FIN Jewelry Designs by you for accessing FIN Jewelry Designs’ web site(s). Indemnity

You agree to defend, indemnify, and hold harmless FIN Jewelry Designs and its officers, directors, stockholders, affiliates, employees and agents from and against any claims, actions, or demands, including without limitation reasonable legal and accounting fees, arising from your use of any FIN Jewelry Designs web site or your breach of these Terms of Use.

Applicable Law

By visiting FIN Jewelry Designs’ web site(s), you agree that the law of The Commonwealth of Maryland, without regard to principles of conflict of laws, shall govern these Terms of Use and any dispute that may arise between you and FIN Jewelry Designs. If any court of competent jurisdiction determines that any provision, or any portion thereof, contained in these Terms of Use is unenforceable in any respect, such provision shall be deemed limited to the extent that such court deems it enforceable, and as so limited shall remain in full force and effect. If such court shall deem any such provision, or portion thereof, wholly unenforceable, the remaining provisions of these Terms of Use shall nevertheless remain in full force and effect. These Terms of Use, together with the Privacy Policy, constitute the entire agreement between you and FIN Jewelry Designs relating to your access to and use of FIN Jewelry Designs’ website(s).

Dispute Resolution

Any dispute arising with respect to this Agreement shall be resolved by negotiation between the parties or, if necessary, by resort to an appropriate federal or state court located in New Jersey.

Modification

FIN Jewelry Designs reserves the right, in its sole discretion, to change, modify, add, or remove portions of these Terms of Use at any time. Please check this page periodically for changes. You agree that each time you visit any FIN Jewelry Designs web site, your visit to and use of such web site will be subject to and bound by the then current version of these Terms of Use.

Payment Terms

(a) Payment Processing: [FINJewelryDesigns.com] (“Supplier”) provides international payment processing and order fulfillment through its designated service provider, Calgary Foreign Exchange Ltd. (doing business as GoInterpay) (“GoInterpay”) as the Merchant-of-Record. When placing an order through Supplier, your order will be processed using GoInterpay checkout and payment processing services, and you acknowledge and agree that: (a) your payment transaction will be processed via GoInterpay, not Supplier, and (b) upon successful verification and authentication by GoInterpay of payment information provided by you, GoInterpay will accept the transaction, and purchase the products from Supplier for the sole purpose of reselling such products to you at a price equal to the amounts presented to and agreed-upon by you. GoInterpay will provide the merchant or Supplier with its own payment information to purchase the products you have ordered, and GoInterpay will resell such products to you and bill the payment information you have provided. GoInterpay acquires flash title to the products when the products exit the jurisdiction of Supplier. After GoInterpay purchases and takes title to products from the the Supplier to fulfill an order you have placed, you take title from GoInterpay before the products enter the jurisdiction that you have designated as your address for delivery. All items purchased from GoInterpay are made pursuant to a shipment contract. In the event of any disparity or inconsistency between the terms of any shipment contract or order fulfilment terms, the terms of this agreement shall prevail to the extent required to resolve the disparity or inconsistency. (b) Billing. If you provide a credit card as your tender type, your credit card will be billed by GoInterpay, and charges to your account will be accompanied by the descriptor “GoInterpay” (or such other descriptor as GoInterpay may deploy), which denotes the GoInterpay system, and that GoInterpay is the supplier whose products you have purchased through GoInterpay. If you paid using your PayPal account, charges to your account will be accompanied by the descriptor “MERCHANT VIA GOINTERPAY” (or such other descriptor as GoInterpay may deploy). In either case, you will only be billed after your products have been received, processed and dispatched for delivery by GoInterpay. In the event of the receipt of any parcel from Supplier containing only part of an order, GoInterpay will process the products received, and will only bill for an amount commensurate with the price of the products therein, pro-rated amounts for shipping and/or handling, plus any duty, taxes, VAT (unless GoInterpay and Supplier offered, and you accepted, the option of having your order shipped DAP (‘delivered at place’)). Notwithstanding the foregoing, in the event of an order being fulfilled by Supplier in multiple parcels, unless expressly consented to by you, in no instance will the aggregate amount billed to you by GoInterpay exceed the total amount presented at the time of order placement by you. If there is a technical error in the GoInterpay system which processes or accepts a transaction at an exchange rate which is manifestly off-market, that transaction shall be void.

Date of Last Update of these Terms of Use: January 1, 2021.

FIN Jewelry Designs’ web site(s) are operated by FIN Jewelry Designs from its offices in New Jersey. FIN Jewelry Designs makes no representations that the contents of any of its web site(s) are appropriate or available for use in other locations. Visitors who choose to access any FIN Jewelry Designs web site from other locations do so on their own initiative and are responsible for compliance with applicable local law.

Once again, we thank you for your interest in FIN Jewelry Designs. We hope that your experience at any FIN Jewelry Designs web site is enjoyable.